"Payday loans have turn out to be very popular amid working Americans who can be currently going through short term cashflow difficulties and urgently need money before next pay day. Although these short term payday advances bear a high interest rate with them, they are often the best choice for consumers who need to pay for other obligations like credit cards, rent/mortgages, car payments, and bounced checks. All of these types of bills carry high late payment fees with them that can very easily be more expensive than a financial charge on payday advances.

Specially transforming countries like Nepal the cooperatives are misusing by businessmen and state itself. Some of the so called 'cooperator' are active in leading position, however real cooperation is not in practice.
What would be the attempt to set up real cooperatives worldwide ?

राजनीती मे रहने वालोँ ने राजनीती से ज्यादा समाजसेवा करते हुये लोगोँ के सेवक का पाञ आदा करे यह बात शपथ लेते हुये कि पर स्वतंञ भारत के बाद केवल पिछले साठ सालोँ मे खाई शपथ भुला दी है आज राजनीती एक धंदा बन चुका है उसे ज्यादा यह धंदा बनाय

Youth the powerful youth that all trust with close eye. Youth the second name of devlopment. Youth that work hard for other make happy thats the youth that we work for change. So lets make it happen for powerful devloped india by sushant Mundkar student youth leader degloor Nanded Maharashtra

दस साल के बाद जिसने स्कुल ना देखी हो या जिसे आक्षर कि भी जानकारी ना हो यह सपना साकार होने जा रहा है देश के हर बच्चे को एक आधिकार प्राप्त हो रहा है वह शिक्षा का आधिकार इसे और बहेतर बनाने के लिये आपने सुझाव लिखेँ सुशांत मुंडकर युवा नेता

Since the bigest human network of the world, the cooperative movement must have a fostering responsibilities for the deprived people. Governments of the developing countries are remaining as a local agent of multinational companies. Governments do not care for their people and environment. Again through NGOs and INGOs are working parallelly. However, people do not scale up. In this contest, cooperative movement must reach there to empower the people. This is the vital issue to be considered on the coop year 2012.

Dear all Cooperators
What is reserved fund ? How it has keeping in your cooperative or act of your country ? What is your opinion to make it best ?

Cooperatives UK was launched in January 2003 when the Co‑operative Union, the Industrial and Common Ownership Movement (ICOM), and the United Kingdom Co‑operative Council (UKCC) were brought together in a single organisation.

Creating Youth Unity to Make World Better
UN has already declared the year 2012 'International year of Cooperative'. On that occasion youth temperament towards the making peace and prosperous world . Youth unity is a power that make the world better. Youth cooperators of every country must think about it and innovation towards the matter.
L N Dhakal
Kathmandu Nepal

Dear All,
Is any bottom line of norms and value for saving and credit cooperatives ?
Nationwise, regional wise or world wise. Please inform me on the special reference of your country.
Yours
L N Dhakal
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